springb2

Terms of Service

Effective June 16, 2026

These Terms of Service (“Terms”) form a binding agreement between you and springb2 Labs, Inc., a Delaware corporation (“springb2,” “we,” “us,” “our”). Please read them carefully — they describe what we offer, what we ask of you, how the relationship can end, and how we resolve disputes when something goes wrong.

By creating an account, allocating funds, or otherwise using the springb2 platform (the “Service”), you agree to these Terms, our Privacy Policy, and our Risk Disclosure. If you do not agree, do not use the Service.

1. The Service

springb2 is a non-custodial-by-default platform that lets eligible users allocate cryptocurrency to disclosed yield-generating strategies for fixed lockup periods. We are not a bank, broker- dealer, or registered investment advisor. We do not provide investment, legal, or tax advice.

Strategies, terms, and indicative APYs are described on the Service. Actual performance depends on market conditions, protocol behaviour, and counterparty performance — past results do not guarantee future outcomes.

2. Eligibility

You may use springb2 only if you:

  • Are at least 18 years old (or the age of legal majority in your jurisdiction, whichever is greater).
  • Are not located in, ordinarily resident in, or a citizen of any jurisdiction subject to comprehensive sanctions administered by OFAC, the United Nations, the European Union, or HM Treasury, including without limitation Cuba, Iran, North Korea, Syria, the Crimea, Donetsk, and Luhansk regions of Ukraine, and any country or region added to applicable sanctions lists during your use of the Service.
  • Are not on any sanctions list maintained by OFAC (including the SDN list), the UK Office of Financial Sanctions Implementation, the EU Consolidated List, or any other applicable list.
  • Are not located in any U.S. state where springb2 has not yet obtained the required money-transmitter or virtual-currency license. As of the effective date, the Service is unavailable to residents of New York, Hawaii, Texas, and Louisiana pending licensure.
  • Are not acting on behalf of a sanctioned person, a politically exposed person whose source of funds we cannot independently verify, or any other person prohibited from using the Service.

You represent and warrant the above each time you use the Service. We may suspend or terminate your account if any representation ceases to be true.

3. Account registration and security

You must register for an account using accurate, current, and complete information, and you must keep that information up to date. You are responsible for all activity on your account.

You agree to keep your password and other credentials confidential. springb2 will never ask you for your password — any request to do so is fraudulent. Notify us immediately at support@springb2.com if you suspect any unauthorised use of your account.

4. Source of funds and accreditation

You will be asked to attest to the source of funds you allocate through springb2. You agree that all funds are derived from lawful activity, are not the proceeds of crime, and are not held on behalf of any third party except to the extent disclosed.

Certain strategies are available only to users who self-attest to accredited-investor status under SEC Rule 501 (United States) or equivalent rules elsewhere. We may verify your attestation through documentation, third-party verification services, or other reasonable means. False attestation is a material breach of these Terms and may be reported to applicable regulators.

5. Sanctions, AML, and transaction monitoring

springb2 operates an Anti-Money-Laundering (AML) and Counter-Terrorist-Financing (CTF) program designed to comply with the U.S. Bank Secrecy Act, the EU Anti-Money Laundering Directives (as transposed into national law), and equivalent regimes applicable to our operations.

You agree that springb2 may, without prior notice and at its sole discretion:

  • Screen you, your transactions, your counterparties, and any on-chain addresses associated with your account against sanctions and watch lists on an ongoing basis.
  • Pause, freeze, or reject deposits, allocations, or withdrawals pending review.
  • Request additional documentation regarding the source, purpose, or destination of funds.
  • File Suspicious Activity Reports (SARs), Currency Transaction Reports (CTRs), or equivalent reports with FinCEN or other competent authorities, and to share information with law enforcement, in each case without notice to you to the extent permitted (or required) by law.

We will not be liable for any loss, delay, or missed opportunity resulting from action we take in good faith under this Section.

6. Acceptable use

You agree not to:

  • Use the Service for any unlawful purpose or in furtherance of any fraud, sanctions evasion, money laundering, terrorism financing, or other prohibited activity.
  • Misrepresent your identity, source of funds, or beneficial ownership.
  • Reverse engineer, decompile, or otherwise attempt to derive the source code of springb2's software, except to the extent this restriction is prohibited by applicable law.
  • Probe, scan, test the vulnerability of, or otherwise interfere with the integrity of the Service, except through a written authorised security-testing arrangement.
  • Use automation, bots, scrapers, or any non-human means to access the Service except via our published API and within the rate limits and scopes attached to your API keys.
  • Resell, sublicense, or commercially redistribute access to the Service.

7. Fees

Our current fees are described in the Pricing page and presented to you at the time of each allocation, withdrawal, or other fee-bearing action. By proceeding, you authorise springb2 to deduct the disclosed fees from the relevant balance or transfer.

Network gas, on-chain transfer fees, and third-party custodial fees are passed through at cost and disclosed before you confirm a transaction. We reserve the right to change our fees prospectively on at least thirty (30) days' notice (see Section 14).

8. Allocations and lockup

Each strategy is offered with a fixed lockup period disclosed at the time of allocation. By submitting an allocation you agree that the principal and any accrued yield are locked until the disclosed unlock date and cannot be withdrawn before maturity for any reason, including market volatility, your personal circumstances, regulatory developments, or platform-wide events. springb2 will not, except to the extent required by law, release locked funds before maturity.

At maturity, you may either receive principal plus accrued yield to your wallet (the default) or auto-roll the position into a fresh term of the same strategy if auto-rollover is enabled in your position settings.

9. Withdrawals

Withdrawals are processed only to addresses on your whitelisted- address list. New addresses are subject to a twenty-four (24) hour cooling period before they may be used. Each withdrawal is reviewed by springb2's operations team before broadcast.

We may delay or refuse a withdrawal where required by law, where Section 6 (AML) review is in progress, or where we have reasonable grounds to suspect the destination address is associated with sanctioned parties, theft, or fraud.

10. Yield calculation and tax

Yield is calculated daily, accrues to the position, and is paid in the asset of the underlying allocation. Indicative APYs are net-of-fee unless otherwise disclosed.

You are solely responsible for determining what taxes apply to your activity and for filing the corresponding returns. springb2 does not provide tax advice. Where required by law, we will issue Form 1099 (United States) or equivalent reporting and may withhold taxes against your distributions.

11. Risk acknowledgement

You confirm that you have read and understood our Risk Disclosure, that crypto-asset yield products carry the risk of partial or total loss of capital, and that no springb2 strategy is insured by the FDIC, SIPC, FSCS, or any equivalent program.

12. Suspension and termination

We may suspend or terminate your account, in whole or in part, if:

  • You materially breach these Terms.
  • We are required to do so by applicable law, court order, or regulator demand.
  • We reasonably believe your continued use poses a security, fraud, or compliance risk.

On termination, your active allocations remain subject to their lockup terms. We will release matured funds to a whitelisted address you control, subject to AML and sanctions review.

You may close your account at any time once no allocations are active. See Privacy Policy for what we retain and for how long after closure.

13. Account closure and records retention

After account closure, springb2 retains transaction records, identity-verification metadata, and AML monitoring records for five (5) years, consistent with our obligations under the Bank Secrecy Act (31 C.F.R. § 1010.430) and equivalent regimes. Other personal data is deleted, anonymised, or aggregated in accordance with our retention schedule.

14. Material changes to these Terms

We may update these Terms from time to time. Non-material updates (typo fixes, clarifications) take effect on posting. Material changes will be announced by email and via an in-app notification at least thirty (30) days before they take effect. If you do not agree to a material change, your sole remedy is to close your account before the change takes effect.

15. Notices and communications

We send legal notices to the email address on your account. You agree to keep that address current and to read messages we send you. You may also be sent in-app notifications for time-sensitive events. Where the law requires postal notice, we will provide such notice in addition to electronic delivery.

16. Intellectual property

springb2 and our licensors own all right, title, and interest in and to the Service, including all software, designs, content, trademarks, and documentation. These Terms do not transfer any ownership of springb2's intellectual property to you.

17. License grant

Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable licence to access and use the Service for your personal or internal business use during the period your account is active.

18. Disclaimers

Except as expressly stated in these Terms, the Service is provided on an “as is” and “as available” basis, without warranties of any kind, whether express, implied, statutory, or otherwise, including without limitation any warranties of merchantability, fitness for a particular purpose, non-infringement, or that the Service will be uninterrupted, secure, or error-free. springb2 does not warrant the value or future performance of any cryptocurrency, the solvency of any counterparty, the security of any third-party protocol, or the accuracy of any indicative yield.

19. Limitation of liability

To the maximum extent permitted by applicable law, springb2 and its officers, directors, employees, agents, and licensors will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, including loss of profits, loss of data, or loss of goodwill, arising out of or relating to these Terms or the Service, even if springb2 has been advised of the possibility of such damages.

springb2's aggregate liability arising out of or relating to these Terms or the Service will not exceed the greater of (a) the fees you paid to springb2 in the twelve (12) months preceding the event giving rise to liability, or (b) one hundred U.S. dollars ($100). The limitations in this Section apply regardless of the legal theory on which the claim is based.

20. Indemnification

You agree to defend, indemnify, and hold harmless springb2 and its affiliates from and against any claims, damages, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or relating to (i) your breach of these Terms, (ii) your violation of applicable law, (iii) your violation of any third-party right, including intellectual property and privacy rights, or (iv) your use of the Service in connection with any sanctioned party, prohibited activity, or fraudulent scheme.

21. Force majeure

springb2 will not be liable for any delay or failure to perform caused by events beyond our reasonable control, including without limitation acts of God, war, terrorism, civil unrest, pandemic, government action, internet or utility outage, blockchain congestion, exchange or custodian outage, smart-contract exploit, or labour disputes.

22. Dispute resolution and arbitration

Informal resolution. Before filing a claim, you and springb2 agree to first try to resolve the dispute informally for at least sixty (60) days. To start, you must send a written notice describing the dispute and your desired resolution to legal@springb2.com .

Binding arbitration. If we cannot resolve the dispute informally, you and springb2 agree to resolve any claim by final and binding arbitration administered by JAMS or, at springb2's option, the American Arbitration Association (AAA), under its Commercial Arbitration Rules and the Supplementary Procedures for Consumer-Related Disputes in effect at the time the dispute arises. The arbitration will be conducted in San Francisco, California , in English, before a single arbitrator. Judgment on the award may be entered by any court of competent jurisdiction.

Class-action waiver. You and springb2 agree that each may bring claims against the other only in your or its individual capacity, and not as a plaintiff or class member in any purported class or representative proceeding. The arbitrator may not consolidate more than one person's claims and may not preside over any form of representative or class proceeding.

Exceptions. Either party may bring an individual action in small-claims court for disputes within its jurisdiction, and either party may seek injunctive or equitable relief in any court of competent jurisdiction to protect intellectual property or confidential information.

Opt-out. You may opt out of this arbitration agreement by sending written notice to the address above within thirty (30) days of first accepting these Terms. Opting out does not affect any other provision of these Terms.

23. Governing law and venue

These Terms are governed by the laws of the State of Delaware , without regard to its conflict-of-laws principles. Subject to Section 22, exclusive jurisdiction lies with the state and federal courts located in New Castle County, Delaware , and you and springb2 consent to the personal jurisdiction of those courts.

24. Miscellaneous

Entire agreement. These Terms, together with the Privacy Policy, Cookie Notice, and Risk Disclosure, are the entire agreement between you and springb2 regarding the Service and supersede any prior agreements.

Severability. If any provision of these Terms is held unenforceable, the remaining provisions will remain in full force and effect.

No waiver. Our failure to enforce any right or provision is not a waiver of that right or provision.

Assignment. You may not assign or transfer these Terms without our prior written consent. springb2 may assign or transfer these Terms in connection with a merger, acquisition, reorganisation, or sale of substantially all of its assets.

Headings. Section headings are for convenience only and do not affect interpretation.

Contact

Questions about these Terms? Email legal@springb2.com.